Frequently asked questions about Krishna Finmart Pvt. Ltd.
Business Loans, Personal Loans, MSME Financing, Commercial Vehicle Loans, and Loan Against Property solutions.
Loan categories vary depending on customer profile and financing requirements. Both secured and unsecured options are offered based on eligibility.
Salaried individuals, self-employed professionals, MSMEs, entrepreneurs, farmers, and business owners can apply.
Yes, self-employed individuals and business owners are eligible based on financial profile, business stability, and documentation.
You can apply online via our website application form, visit our registered or branch office, or contact our support team directly.
Basic KYC documents (Aadhaar/PAN), income proof (salary slips or ITR), bank statements (last 6 months), and business-related records may be required.
Loan approval timelines depend on documentation and verification processes, typically taking between 24 to 72 working hours.
Disbursement is directly credited to your verified bank account promptly after final approval and completion of agreement formalities.
Interest rates depend on loan type, applicant credit profile, loan tenure, repayment ability, and overall risk assessment.
Krishna Finmart follows 100% transparent lending policies. All processing fees and applicable charges are clearly communicated in the Key Fact Statement (KFS).
Flexible monthly EMI repayment options via NACH / Auto-Debit and online payment modes are available.
Yes, prepayment and foreclosure options are available in accordance with regulatory guidelines and loan agreement terms.
Financing is available for approved commercial electric vehicles including 2W, 3W (e-rickshaws/loaders), and 4W commercial fleets.
GPS device installation may be required for certain commercial vehicle categories to enable asset monitoring as per internal credit policies.
You can reach us at +91 95301 51380, email accounts@krishnafinmart.com, connect via WhatsApp, or visit our Ajmer & Beawar offices.
Customer information is stored securely with advanced encryption and handled with strict adherence to data protection standards.
Yes, credit bureau verification (CIBIL/Experian) is conducted as part of the standard loan evaluation and underwriting process.
